Best Special Rates and Terms in Troy, New York, NY

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Below are special Certificate of Deposit special rates and terms from banks in Troy, New York. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Troy, NY - October 31, 2025

Bank	APY	MIN	PERIOD
Woodforest National Bank 8111 Albany Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
TrustCo Bank Slingerlands Branch	3.95%	$500	6 months	Learn More Reviews (1)
Rate History: 4.10% → 4.05% → 3.85% → 4.00% → 3.95%
Bank of America, National Association Westmere Branch	3.75%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75%
TD Bank, National Association Td Bank, National Association Branch	3.70%	$250	3 months	Learn More Reviews (1)
Rate History: 4.00% → 3.70%
KeyBank National Association Keybank National Association Branch	3.50%	$10,000	9 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00% → 3.50%
Citizens Bank, National Association Niskayuna / Hannaford Branch	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
Woodforest National Bank 8111 Albany Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
TD Bank, National Association Td Bank, National Association Branch	3.45%	$10,001	6 months	Learn More Reviews (1)
Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45%
Bank of America, National Association Westmere Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
CIT Bank, a division of First-Citizens Bank and Trust	3.35%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35%
TD Bank, National Association Td Bank, National Association Branch	3.10%	$10,000	9 months	Learn More Reviews (1)
Rate History: 3.75% → 3.25% → 3.10%
TD Bank, National Association Td Bank, National Association Branch	3.00%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00%
KeyBank National Association Keybank National Association Branch	3.00%	$10,000	23 months	Learn More Reviews (2)
Rate History: 3.75% → 3.00%
Bank of America, National Association Westmere Branch	2.50%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50%
Bank of America, National Association Westmere Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00%
TrustCo Bank Slingerlands Branch	1.45%	$500	12 months	Learn More Reviews (1)
Rate History: 3.90% → 3.85% → 3.75% → 1.50% → 1.45%
First National Bank of Scotia Ge Global Research Center Branch	1.03%	$25,000	11 months	Learn More Reviews (1)
Rate History: 5.01% → 4.65% → 0.67% → 0.51% → 1.03%
JPMorgan Chase Bank, National Association Corporate Woods Middle Market Branch	0.75%	$100,000	6 months	Learn More Reviews (18)
Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75%
TrustCo Bank Slingerlands Branch	0.45%	$500	18 months	Learn More Reviews (1)
Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Troy, NY - October 31, 2025

Branch	Street	City	State
Woodforest National Bank 8111 Albany Branch	141 Washington Avenue	Albany	NY
TrustCo Bank Slingerlands Branch	1569 New Scotland Ave	Slingerlands	NY
Bank of America, National Association Westmere Branch	1791 Western Avenue	Albany	NY
TD Bank, National Association Td Bank, National Association Branch	343 Delaware Avenue	Delmar	NY
KeyBank National Association Keybank National Association Branch	1973 Western Avenue	Albany	NY
Citizens Niskayuna / Hannaford Branch	3333 Consaul Road	Niskayuna	NY
Woodforest National Bank 8111 Albany Branch	141 Washington Avenue	Albany	NY
TD Bank, National Association Td Bank, National Association Branch	343 Delaware Avenue	Delmar	NY
Bank of America, National Association Westmere Branch	1791 Western Avenue	Albany	NY
TD Bank, National Association Td Bank, National Association Branch	343 Delaware Avenue	Delmar	NY
TD Bank, National Association Td Bank, National Association Branch	343 Delaware Avenue	Delmar	NY
KeyBank National Association Keybank National Association Branch	1973 Western Avenue	Albany	NY
Bank of America, National Association Westmere Branch	1791 Western Avenue	Albany	NY
Bank of America, National Association Westmere Branch	1791 Western Avenue	Albany	NY
TrustCo Bank Slingerlands Branch	1569 New Scotland Ave	Slingerlands	NY
First National Bank of Scotia Ge Global Research Center Branch	1 Research Circle, Commons 2a7	Schenectady	NY
JPMorgan Chase Bank, National Association Corporate Woods Middle Market Branch	12 Corporate Woods Boulevard	Albany	NY
TrustCo Bank Slingerlands Branch	1569 New Scotland Ave	Slingerlands	NY